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Built for Indian courts · Every answer cited · Used across 10 Indian languages
Case · Telangana
SARFAESI Notice and Home Auction Prevention - Housing Loan NPA
10
Indian languages
100%
Answers with citations
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To start
Whatever brought you here, start here.
These are the questions we see most often from individuals across Indian cities. Pick the one closest to yours. The first question is free.
I received a legal notice
Section 138 cheque bounce, eviction, recovery, defamation. Understand what it actually claims, what you must do, and the exact day your reply is due.
My builder is delaying possession
Years past the agreed date, no occupancy certificate, calls going to the relationship manager. RERA Section 18 gives you a clear right to refund with interest or compensation for the delay.
Landlord is not returning my security deposit
Eleven-month agreement, vague deductions for repainting, calls unanswered. Most cities have a standard playbook for recovery, and a legal notice usually settles it.
Bank refused my EMI and called the loan NPA
SARFAESI Section 13(2) demand, auction notice in the newspaper, manager refusing partial payment. There is a 45-day window to file before the Debt Recovery Tribunal.
My housing society or RWA is being unfair
Maintenance hike without a general body vote, NOC refused for sale, audited accounts not shared. Most RWA overreach is reversible if you cite the right bye-laws.
I got an Income Tax or GST notice
Section 143(1), 142(1), 148, reassessment, mismatch in AIS. Know which section it is, the response deadline, and whether you actually owe what they say you owe.
An online order or service went wrong
Marketplace seller refusing refund, damaged delivery, hidden charges, fake reviews. The District Consumer Commission is mostly online now and works for amounts up to ₹50 lakh.
I lost money to a UPI or online fraud
1930 cybercrime helpline, cybercrime.gov.in, the 24-hour bank claim window, Zero FIR at the nearest station. The first few hours decide whether you get your money back.
My employer owes me money or fired me unfairly
Unpaid salary, full and final delayed, PF and gratuity not transferred, termination without notice. Where you file depends on your role and what state you worked in.
Divorce, custody, or maintenance
Mutual consent versus contested, interim maintenance under Section 125 CrPC, child custody, Hindu Marriage Act or Special Marriage Act. We will tell you what the process looks like before you walk into court.
I am facing domestic violence or harassment
Protection orders, residence orders, monetary relief under the PWDVA, 2005, and Section 498A. Confidential, in your language, with the nearest Protection Officer's contact.
Police, FIR, or arrest of a family member
Zero FIR if the station refuses, rights during custody, bail provisions under the BNS and BNSS, what your family must do in the first 24 hours. We say immediately when you need a lawyer at the station.
For NRIs and OCIs
Specifically, if you are not in India right now.
Most NRI matters run on a Power of Attorney, a few specific statutes, and a tight set of FEMA rules. These are the questions we hear from the diaspora most often.
Ancestral property partition from abroad
Coparcener rights under the Hindu Succession Act, brothers refusing to sign, partition suits, mesne profits. Most of it can run end to end through a registered Power of Attorney.
Drafting or revoking a Power of Attorney
Specific versus general POA, attestation at the Indian consulate, registration before the Sub-Registrar, revocation notice. Most POA misuse traces back to a vague draft signed years ago.
Selling property in India and repatriating funds
TDS at 20% on LTCG plus surcharge, Lower Deduction Certificate under Section 197, FEMA route, the USD 1 million annual repatriation limit. Understand the order of operations before you sign the agreement to sell.
Marriage, divorce, or custody across countries
Hindu Marriage Act or Special Marriage Act registration, recognition of a foreign divorce decree, child custody under the Guardians and Wards Act. Indian courts now scrutinise ex-parte foreign orders more closely than they did a decade ago.
OCI, passport, or surrender certificate
OCI eligibility and lifelong validity, renunciation rules, surrender certificate after taking another citizenship, dual taxation relief under the DTAA. What you actually need to file with the MEA, and what you can skip.
Encroachment, fake registry, or POA misuse
Tenants or relatives in illegal possession, forged registration, an old POA holder selling without your knowledge. Cases your local family does not want to handle, but a lawyer in India can.
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Your notice, explained line by line
Every paragraph translated into plain words. What it claims, what it demands, what is optional, what is not.
Every deadline marked clearly
When you must respond. When the next step is. What happens if you miss it.
The exact law it is based on
Section numbers, act names, judgement citations. You can verify it yourself or hand it to a lawyer.
A response drafted for you
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All of it, in your language
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No fabricated answers
Every answer carries the exact law it is based on.
You should not have to trust an AI on faith. Every answer from NyaI™ cites the exact section, act, or judgement it draws from, so you can look it up, send it to a lawyer, or verify it yourself.
- Section numbers and act names in every answer
- Judgements cited with court and year
- Click any citation to see the source
- Never a hallucinated case or section
Research query
Personal liability of directors under Section 141 NI Act, absence of adjudication
Verified 25 judgements in 7.2s
SANKAR PADAM THAPA v. VIJAYKUMAR DINESHCHANDRA AGARWAL
Supreme Court of India
A Trust is not a 'legal entity' or 'juristic person' and cannot be sued. The complaint against the Trustee is maintainable without making the Trust an accused.
STATE OF MADRAS v. A.R. KRISHNAMURTHY
Supreme Court of India
Personal liability of non-executive directors cannot be fastened without specific averments as to the role played in the conduct of business.
Negotiable Instruments Act 1881, Section 141
Statute, Central
Every person who at the time the offence was committed was in charge of and responsible for the conduct of the business of the company shall be deemed to be guilty.
Verified answer · NyaI™
Director liability under s.141 requires specific averments of active role in company conduct. [2025 INSC 1210 ¶9]. Non-executive directors with no day-to-day management have consistently succeeded in quashing [2022 INSC 519].
We will tell you the moment you need a lawyer.
Bharat.Law explains the law. For representation, advocacy, and strategic advice, you need a qualified lawyer, and we will always tell you when.
What NyaI™ does well
- ✓Explain any notice or document you have received
- ✓Tell you your rights, deadlines, and options
- ✓Draft a reply, representation, or application
- ✓Translate legal documents into your language
- ✓Identify the exact sections and judgements that apply
- ✓Hand off to a verified lawyer when you need one
When you should call a lawyer right away
- →You have been arrested or charged with a crime
- →You have a court appearance scheduled
- →A property title or ownership is actively disputed
- →Custody or matrimonial proceedings are underway
- →Anyone needs to represent you in court or to a regulator
- →The stakes are high and you are unsure what to do
Common questions
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